Deprecated : Constant E_STRICT is deprecated in /home/u614679239/domains/alvesmeira.com.br/public_html/system/core/Exceptions.php on line 75
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_URI::$config is deprecated
Filename: core/URI.php
Line Number: 101
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Router::$uri is deprecated
Filename: core/Router.php
Line Number: 127
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$benchmark is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$hooks is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$config is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$log is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$utf8 is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$uri is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$exceptions is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$router is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$output is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$security is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$input is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$lang is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$load is deprecated
Filename: core/Controller.php
Line Number: 78
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$db is deprecated
Filename: core/Loader.php
Line Number: 390
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated
Filename: database/DB_driver.php
Line Number: 371
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$form_validation is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Grocery_CRUD.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$grocery_crud is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$template is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_database_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 129
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_database_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 278
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_database_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 149
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_database_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 206
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_database_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 295
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Return type of CI_Session_database_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_database_driver.php
Line Number: 333
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 284
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 291
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 316
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 317
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 318
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 319
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 377
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 110
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: Warning
Message: session_start(): Session cannot be started after headers have already been sent
Filename: Session/Session.php
Line Number: 143
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$session is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$email is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$identity_column is deprecated
Filename: models/Ion_auth_model.php
Line Number: 184
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$store_salt is deprecated
Filename: models/Ion_auth_model.php
Line Number: 185
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$salt_length is deprecated
Filename: models/Ion_auth_model.php
Line Number: 186
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$join is deprecated
Filename: models/Ion_auth_model.php
Line Number: 187
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$hash_method is deprecated
Filename: models/Ion_auth_model.php
Line Number: 190
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$default_rounds is deprecated
Filename: models/Ion_auth_model.php
Line Number: 191
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$random_rounds is deprecated
Filename: models/Ion_auth_model.php
Line Number: 192
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$min_rounds is deprecated
Filename: models/Ion_auth_model.php
Line Number: 193
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$max_rounds is deprecated
Filename: models/Ion_auth_model.php
Line Number: 194
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$message_start_delimiter is deprecated
Filename: models/Ion_auth_model.php
Line Number: 222
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Ion_auth_model::$message_end_delimiter is deprecated
Filename: models/Ion_auth_model.php
Line Number: 223
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$bcrypt is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/models/Ion_auth_model.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$ion_auth_model is deprecated
Filename: core/Loader.php
Line Number: 353
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Ion_auth.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$ion_auth is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$pagination is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$menu is deprecated
Filename: core/Loader.php
Line Number: 1277
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Noticia::$noticia is deprecated
Filename: core/Loader.php
Line Number: 353
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property Template::$CI is deprecated
Filename: libraries/Template.php
Line Number: 13
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Template.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$benchmark is deprecated
Filename: core/Loader.php
Line Number: 925
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Template.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/index.php
A PHP Error was encountered
Severity: 8192
Message: Creation of dynamic property CI_Loader::$hooks is deprecated
Filename: core/Loader.php
Line Number: 925
Backtrace:
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/libraries/Template.php
File: /home/u614679239/domains/alvesmeira.com.br/public_html/application/controllers/Noticia.php
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Alves & Meira Costa Advogados
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Banco responde por transações realizadas após comunicação do roubo do celular
A Terceira Turma do Superior Tribunal de Justiça (STJ), por maioria, decidiu que, na hipótese de roubo do aparelho celular, a instituição financeira responde pelos danos decorrentes de transações realizadas por terceiro por meio do aplicativo do banco após a comunicação do fato. Segundo o colegiado, o ato praticado pela pessoa que roubou o celular não se caracteriza como fato de terceiro apto a romper o nexo de causalidade estabelecido com o banco.
Uma mulher ajuizou ação de indenização por danos materiais e morais contra o Banco do Brasil, buscando ser ressarcida dos prejuízos causados em decorrência de transações bancárias realizadas por terceiro que roubou seu celular. A mulher alegou que, embora tenha informado o banco acerca do fato, este não teria impedido as transações e se recusou a ressarci-la.
O juízo de primeiro grau julgou procedentes os pedidos e condenou o banco a ressarcir à autora o valor de R$ 1.500 e ao pagamento de R$ 6.000 a título de compensação por dano moral. O Tribunal de Justiça de São Paulo, no entanto, deu provimento à apelação interposta pelo banco, por considerar que ficou caracterizado, no caso dos autos, o fortuito externo, não havendo que se falar em prestação de serviço bancário defeituoso ou de fortuito interno.
No recurso ao STJ, a mulher sustentou que o ocorrido não se caracteriza como fortuito externo, mas sim risco inerente à atividade bancária, uma vez que é dever do banco adotar as ferramentas necessárias para evitar fraudes.
É dever da instituição financeira verificar a regularidade e a idoneidade das transações A ministra Nancy Andrighi, relatora do recurso, observou que, nos termos do artigo 14, parágrafo 1°, do Código de Defesa do Consumidor (CDC) , o serviço é considerado defeituoso quando não fornece a segurança que o consumidor dele espera, levando-se em consideração circunstâncias relevantes, como o modo de seu fornecimento, o resultado e os riscos que razoavelmente dele se pressupõem, e a época em que foi fornecido.
A relatora explicou que o dever de segurança consiste na exigência de que os serviços ofertados no mercado ofereçam a segurança esperada, ou seja, não tenham por resultado dano aos consumidores individual ou coletivamente. Segundo Nancy, é com base nisso que o artigo 8º do CDC admite que se coloquem no mercado apenas produtos e serviços que ofereçam riscos razoáveis e previsíveis, isto é, que não sejam potencializados por falhas na atividade econômica desenvolvida pelo fornecedor.
"É dever da instituição financeira verificar a regularidade e a idoneidade das transações realizadas pelos consumidores, desenvolvendo mecanismos capazes de dificultar a prática de delitos. O surgimento de novas formas de relacionamento entre cliente e banco, em especial por meio de sistemas eletrônicos e pela internet, reafirmam os riscos inerentes às atividades bancárias. É imperioso, portanto, que instituições financeiras aprimorem continuamente seus sistemas de segurança", afirmou.
Cabia ao banco adotar as medidas de segurança necessárias para obstar transações A ministra também destacou que o fato exclusivo de terceiro é a atividade desenvolvida por uma pessoa que, sem ter qualquer vinculação com a vítima ou com o causador aparente do dano, interfere no processo causal e provoca com exclusividade o evento lesivo. "No entanto, se o fato de terceiro ocorrer dentro da órbita de atuação do fornecedor, ele se equipara ao fortuito interno, sendo absorvido pelo risco da atividade", ressaltou.
Dessa forma, a relatora apontou que, ao ser informado do roubo, cabia ao banco adotar as medidas de segurança necessárias para obstar a realização de transações financeiras via aplicativo de celular. Para Nancy, a não implementação das providências cabíveis configura defeito na prestação dos serviços bancários por violação do dever de segurança (artigo 14 do CDC).
"O nexo de causalidade entre os prejuízos suportados pela autora e a conduta do banco – melhor dizendo, ausência de conduta – decorrem do fato de que este poderia ter evitado o dano se tivesse atendido à solicitação da recorrente tão logo formulada. O ato praticado pelo infrator do aparelho celular não caracteriza, então, fato de terceiro apto a romper o nexo de causalidade estabelecido com o banco", concluiu a ministra ao dar provimento ao recurso interposto pela mulher.
Leia o acórdão no REsp 2.082.281 .
Fonte: STJ
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